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Battery Bank Calculator

Size your off-grid battery bank by daily usage and autonomy days. Supports lithium, AGM, flooded, and gel batteries with DOD calculations and cost estimates.

Calculator Mode

Energy Requirements

kWh/day
days
Depth of Discharge (DOD)90%
10% Reserved
0% (Empty)Usable: 90%100% (Full)

Total Capacity

22.2 kWh

Usable Capacity20.0 kWh
Amp-Hours @ 24V926 Ah
🔋Battery Configuration
20Batteries Total
2 in series × 10 in parallel
12V
12V
12V
12V
12V
12V
12V
12V
12V
12V
12V
12V
+4 more
Series (for voltage):2 × 12V = 24V
Parallel (for capacity):10 strings

Recommended Battery Setup

Recommended Battery
100Ah 12V LiFePO4
Quantity Needed
20 batteries

Battery Type Comparison

TypeDODCyclesCost/kWhLifespan
Lithium (LiFePO4)90%5,000$40010-15 yrs
AGM Lead-Acid50%800$2003-5 yrs
Flooded Lead-Acid50%1,000$1503-5 yrs
Gel Lead-Acid50%1,000$2503-5 yrs
Pro Tips
  • Never discharge lead-acid batteries below 50% - it dramatically shortens lifespan
  • LiFePO4 batteries cost more upfront but have 5-10x the lifespan of lead-acid
  • Higher system voltage (48V) means smaller wire sizes and less energy loss
  • Keep batteries at room temperature - extreme temps reduce capacity and life
  • Always use a Battery Management System (BMS) with lithium batteries

About This Calculator

Proper battery bank sizing is critical for reliable off-grid and backup power systems. Our comprehensive Battery Bank Calculator determines the exact capacity needed based on your daily energy consumption, desired autonomy days, and battery chemistry—ensuring you have sufficient power without overspending on unnecessary capacity.

In 2026, lithium battery prices have dropped dramatically, with LiFePO4 (lithium iron phosphate) pack prices reaching $70-108/kWh wholesale and complete home storage systems costing $200-400/kWh installed. This represents a 40-50% decrease from just two years ago, making battery storage more accessible than ever. However, proper sizing remains essential—an undersized bank leads to frustrating power shortages and premature battery failure, while an oversized bank wastes thousands of dollars.

This calculator accounts for depth of discharge (DOD) limitations, system voltage selection, battery chemistry differences, and efficiency losses to provide accurate sizing for off-grid homes, backup systems, RVs, boats, and other applications.

How to Use the Battery Bank Calculator

  1. 1Enter your daily energy usage in kWh (use our Off-Grid Load Calculator for detailed analysis).
  2. 2Set desired days of autonomy—how long you need backup without any charging source.
  3. 3Choose your system voltage: 12V for small systems, 24V for medium, 48V for large.
  4. 4Select your battery chemistry: LiFePO4 (lithium), AGM, flooded lead-acid, or gel.
  5. 5Review the calculated total capacity required (kWh and Ah).
  6. 6Enable Advanced Mode for custom DOD, individual battery sizing, and cost estimates.
  7. 7Check the battery configuration showing series and parallel requirements.
  8. 8Compare chemistry options using the cost and lifespan analysis.

Formula

Total Capacity (kWh) = Daily Usage × Autonomy Days ÷ DOD ÷ Efficiency

Total required capacity equals daily energy consumption multiplied by the number of autonomy days, divided by depth of discharge percentage (to protect battery life), and divided by system efficiency (typically 85-95%). The result in kWh is converted to amp-hours by dividing by system voltage: Ah = kWh × 1000 ÷ Voltage.

Understanding Battery Bank Sizing

Proper sizing balances capacity, cost, and battery longevity:

Key Sizing Formula:

Total Capacity = (Daily Usage × Autonomy Days) ÷ DOD ÷ Efficiency

Where:
- Daily Usage = kWh consumed per day
- Autonomy Days = days without charging
- DOD = depth of discharge (decimal)
- Efficiency = inverter/wiring efficiency (0.85-0.95)

Example Calculation:

ParameterValue
Daily usage10 kWh
Autonomy days2 days
DOD (LiFePO4)80% (0.80)
Efficiency90% (0.90)
Required capacity10 × 2 ÷ 0.80 ÷ 0.90 = 27.8 kWh

Converting to Amp-Hours:

Ah = kWh × 1000 ÷ System Voltage
27.8 kWh at 48V = 27,800 ÷ 48 = 579 Ah

Why DOD Matters:

Battery TypeRecommended DODUsable from 100Ah
LiFePO480-90%80-90 Ah
AGM50%50 Ah
Flooded Lead-Acid50%50 Ah
Gel50%50 Ah

Critical: Exceeding recommended DOD dramatically shortens battery life. A lead-acid battery regularly discharged to 80% may last 200-300 cycles; discharged to 50% it may last 1,000+ cycles.

2026 Battery Pricing and Options

Battery storage costs have dropped significantly, making proper sizing more affordable:

2026 Battery Prices (Complete Systems Installed):

ChemistryPrice Range$/kWhLifespan
LiFePO4 (LFP)$200-400/kWhBest value10-15 years
AGM Lead-Acid$150-250/kWhBudget option3-5 years
Flooded Lead-Acid$100-180/kWhLowest cost3-7 years
Gel$200-300/kWhSpecial apps5-7 years

Complete Home Battery Systems (2026):

CapacityLiFePO4 CostAGM Cost
5 kWh$1,200-2,000$800-1,250
10 kWh$2,000-4,000$1,500-2,500
15 kWh$3,000-5,500$2,200-3,750
20 kWh$4,000-7,000$3,000-5,000
30 kWh$6,000-10,000$4,500-7,500

DIY vs. Turnkey Systems:

ApproachCost/kWhProsCons
DIY cells + BMS$100-200Lowest costRequires expertise
Pre-built batteries$200-350Plug-and-playMore expensive
Turnkey systems$300-500Warranty, supportHighest cost

Popular LiFePO4 Products (2026):

ProductCapacityPrice$/kWh
12V 100Ah server rack1.28 kWh$250-400$195-312
48V 100Ah (5.12 kWh)5.12 kWh$1,200-1,800$234-351
48V 200Ah (10.24 kWh)10.24 kWh$2,200-3,500$215-342
Stackable modules5-20 kWh$300-400/kWhScalable

Lithium vs. Lead-Acid: Complete Comparison

Choosing the right battery chemistry affects cost, performance, and total ownership cost:

LiFePO4 (Lithium Iron Phosphate) Advantages:

FactorLiFePO4Lead-Acid
Usable capacity80-90%50%
Cycle life3,000-6,000500-1,000
Lifespan10-15 years3-5 years
Weight~13 lbs/kWh~60 lbs/kWh
MaintenanceNoneMonthly (flooded)
Charge efficiency97-99%80-85%
Self-discharge1-3%/month5-15%/month
Temperature range-4°F to 140°F32°F to 113°F

When Lead-Acid Still Makes Sense:

  • Very tight initial budget
  • Cold storage (AGM handles cold better)
  • Simple weekend cabin use
  • You can perform regular maintenance
  • Short-term or temporary installation

Total Cost of Ownership (10 kWh system over 15 years):

FactorLiFePO4AGMFlooded
Initial cost$3,000$1,800$1,200
Replacements02-32-4
Replacement cost$0$3,600-5,400$2,400-4,800
Maintenance$0$0$200-400
15-year total$3,000$5,400-7,200$3,800-6,400

Key Insight: LiFePO4 has the lowest total cost of ownership for systems used regularly over 10+ years.

Capacity Comparison for Same Usable Energy:

Usable EnergyLiFePO4 NeededAGM NeededWeight Diff
5 kWh usable6.25 kWh bank10 kWh bank400 lbs less
10 kWh usable12.5 kWh bank20 kWh bank800 lbs less
20 kWh usable25 kWh bank40 kWh bank1,600 lbs less

Series vs. Parallel Connections

Understanding battery connections is essential for building your bank:

Series Connections (Increases Voltage):

Batteries: + ─┬─ - + ─┬─ - + ─┬─ - + ─┬─ -
              │       │       │       │
           12V    12V    12V    12V
              └───────────────────────┘
                       48V total
                    100Ah (same)
  • Voltage adds, capacity stays the same
  • 4 × 12V batteries = 48V system
  • All batteries MUST be identical
  • Used to reach inverter voltage requirements

Parallel Connections (Increases Capacity):

            ┌── + Battery 1 - ──┐
            │                    │
Positive ───┼── + Battery 2 - ──┼─── Negative
            │                    │
            └── + Battery 3 - ──┘

                  12V total
                  300Ah (3 × 100Ah)
  • Capacity adds, voltage stays the same
  • 3 × 100Ah batteries = 300Ah total
  • Batteries should be matched
  • Used to increase storage capacity

Series-Parallel Combinations:

ConfigurationVoltageCapacityTotal Energy
4S × 2P (12V 100Ah batteries)48V200Ah9.6 kWh
4S × 3P (12V 100Ah batteries)48V300Ah14.4 kWh
4S × 4P (12V 100Ah batteries)48V400Ah19.2 kWh

System Voltage Selection Guide:

Daily UsageRecommended VoltageReason
<2 kWh/day12VSimple, low-power
2-8 kWh/day24VBalance of cost/efficiency
8-20 kWh/day48VStandard off-grid
20+ kWh/day48V (multiple banks)High capacity

Higher Voltage Advantages:

  • Lower current = smaller wire sizes
  • Less power loss in cables
  • More efficient inverters available
  • Required for larger inverters (3kW+)

Autonomy Days by Application

How many days of backup you need depends on your use case:

Grid-Tied Backup (Power Outages):

Risk LevelAutonomyUse Case
Low1 dayUrban, reliable grid, short outages
Medium2-3 daysSuburban, occasional outages
High3-5 daysRural, extended outages common
Critical5-7 daysMedical equipment, remote locations

Off-Grid Solar Systems:

ClimateAutonomyReasoning
Southwest desert2-3 daysConsistent sun
Southeast3-4 daysAfternoon storms
Midwest4-5 daysSeasonal variation
Pacific Northwest5-7 daysExtended cloudy periods
Northern/Alaska7-14 daysWinter darkness

Mobile Applications:

ApplicationAutonomyDaily Usage
Weekend RV/camping2 days2-3 kWh
Extended RV travel3-5 days3-5 kWh
Full-time RV2-3 days (with solar)5-10 kWh
Sailboat3-5 days2-4 kWh
Work truck1-2 days1-3 kWh

Reducing Required Autonomy:

StrategyImpact
Add more solarReduces battery drain days
Generator backupProvides emergency charging
Load managementReduces daily consumption
Critical loads only50-80% usage reduction

Critical vs. Total Loads:

Load TypeExampleDaily kWh
CriticalFridge, lights, phones2-3 kWh
ImportantTV, laptop, small appliances3-5 kWh
ComfortHVAC, cooking, full use10-30 kWh

Sizing Tip: Size for critical loads with maximum autonomy, then scale for comfort loads if budget allows.

Battery Management Systems (BMS)

A BMS is essential for lithium batteries and beneficial for lead-acid:

What a BMS Does:

ProtectionFunction
OverchargeDisconnects at max voltage (3.65V/cell LFP)
Over-dischargeDisconnects at min voltage (2.5V/cell LFP)
OvercurrentLimits discharge current
Short circuitImmediate disconnect
TemperatureProtects from heat/cold
Cell balancingEqualizes cell voltages

BMS Types:

TypeBest ForPrice Range
IntegratedPre-built batteriesIncluded
Smart BMS (Bluetooth)DIY monitoring$80-200
Basic BMSBudget DIY$30-80
High-current BMSLarge systems$150-400

Sizing BMS Current:

BMS Continuous Rating ≥ Inverter Max Current × 1.2
Example: 3000W inverter at 48V = 62.5A
BMS should be rated ≥75A continuous

BMS Communication:

ProtocolFeaturesUse
BluetoothPhone monitoringConsumer systems
CAN BusInverter communicationProfessional
RS485Multi-battery systemsLarge installations
UARTBasic dataDIY projects

Lead-Acid Without BMS: Lead-acid batteries don`t require BMS but benefit from:

  • Low voltage disconnect (LVD)
  • Temperature-compensated charging
  • Equalization charging (flooded)
  • Voltage monitoring

Common BMS Issues:

IssueCauseSolution
Random disconnectOvercurrent tripUpsize BMS or reduce load
Won`t chargeLow temp cutoffWarm batteries above 32°F
Cell imbalanceQuality issuesTop-balance cells, replace outliers
OverheatingUndersizedImprove ventilation, upsize

Charging Methods and Requirements

Proper charging extends battery life and ensures full capacity:

LiFePO4 Charging Parameters:

ParameterValueNotes
Bulk voltage14.2-14.6V (12V system)3.55-3.65V per cell
Float voltage13.4-13.8VOr no float
Absorption time0-30 minutesLFP charges fast
Max charge rate0.5-1C100A for 100Ah battery
Min charge temp32°F (0°C)BMS should block
Ideal charge temp50-86°FBest efficiency

Lead-Acid Charging Parameters:

ParameterAGMFloodedGel
Bulk voltage14.4-14.8V14.4-14.8V14.1-14.4V
Float voltage13.4-13.8V13.2-13.5V13.5-13.8V
Absorption time2-4 hours2-4 hours3-5 hours
Max charge rate0.2C0.1-0.2C0.1C
EqualizationNot recommended15.0-15.5VNever

Charging Sources:

SourceProsCons
Solar MPPTFree energy, efficientWeather dependent
Shore powerFast, reliableRequires grid/hookup
GeneratorOn-demandNoise, fuel, maintenance
AlternatorMobile chargingLimited output, may need DC-DC
Wind24/7 potentialLocation dependent

Multi-Source Charging:

ConfigurationNotes
Solar + ShoreMost common for RV/off-grid
Solar + GeneratorOff-grid backup
All threeMaximum flexibility

Charger Sizing:

Minimum: Battery Capacity × 0.1 (10% charge rate)
Optimal: Battery Capacity × 0.2-0.3 (20-30% rate)
Example: 400Ah bank → 40-120A charger

Installation and Safety

Proper installation ensures safety and optimal performance:

Battery Location Requirements:

FactorLithiumLead-Acid
VentilationMinimal neededRequired (hydrogen gas)
Temperature32-95°F ideal50-80°F ideal
HumidityLow to moderateLow
AccessFor monitoringFor maintenance
Fireproof enclosureRecommendedOptional

Wiring Requirements:

System VoltageMax CurrentWire Size (10ft)
12V200A2/0 AWG
12V300A4/0 AWG
24V200A2 AWG
48V100A6 AWG
48V200A2 AWG

Essential Safety Equipment:

EquipmentPurposeCost
Battery fuseOvercurrent protection$15-50
Battery disconnectEmergency shutoff$20-80
Shunt monitorCapacity tracking$100-200
Temp sensorBMS integration$10-30
Cable lugsProper termination$2-5 each
Heat shrinkInsulation$10-20

Fusing Requirements:

Fuse Rating = Maximum Continuous Current × 1.25
Wire must be rated > Fuse rating

Example: 100A continuous load
Fuse: 125A
Wire: Rated for 150A+ at length

Common Installation Mistakes:

MistakeConsequencePrevention
Undersized wiringFire risk, voltage dropCalculate properly
No fusingFire riskAlways fuse battery positive
Poor connectionsOverheating, failureTorque to spec, use anti-corrosion
Mixed batteriesAccelerated degradationMatch all batteries
Poor ventilation (LA)Hydrogen accumulationEnsure airflow

Monitoring and Maintenance

Proper monitoring extends battery life and predicts issues:

Essential Monitoring:

ParameterTarget RangeConcern Level
State of Charge20-90% daily<10% or >95% prolonged
Voltage per cell2.8-3.5V (LFP)<2.5V or >3.65V
Cell balance<50mV difference>100mV difference
Temperature50-85°F<32°F or >113°F
CurrentWithin BMS ratingFrequent limiting

Monitoring Equipment:

TypeFeaturesPrice
Basic shunt monitorSOC, voltage, current$80-150
Smart shunt (Bluetooth)Phone app, history$150-250
Full BMS displayCell-level dataIncluded with BMS
Victron/similarProfessional monitoring$200-400

LiFePO4 Maintenance (Minimal):

IntervalTask
MonthlyCheck connections
QuarterlyVerify cell balance
AnnuallyFull capacity test
As neededUpdate BMS firmware

Lead-Acid Maintenance:

TypeIntervalTask
FloodedMonthlyCheck water levels
FloodedMonthlyClean terminals
FloodedQuarterlyEqualization charge
AGM/GelQuarterlyCheck terminals
AllAnnuallyCapacity test

Signs of Battery Degradation:

SymptomPossible Cause
Reduced runtimeCapacity loss, cell failure
Slow chargingInternal resistance increase
Quick voltage drop under loadWeak cells
Cell imbalance growingCells diverging
Excessive heatingInternal resistance, overcurrent

Pro Tips

  • 💡Start with critical loads only—refrigerator, lights, and phone charging typically need just 2-3 kWh/day.
  • 💡Higher system voltage (48V) means lower current, smaller wires, less power loss, and more inverter options.
  • 💡Keep batteries at room temperature (50-80°F)—extreme heat or cold significantly reduces capacity and lifespan.
  • 💡For LiFePO4, avoid storing at 100% SOC for extended periods—80% is better for longevity.
  • 💡If using lead-acid, check water levels monthly and perform equalization charges quarterly (flooded only).
  • 💡Always fuse the battery positive cable as close to the battery as possible—this is critical for fire safety.
  • 💡Size wiring for the fuse rating, not the expected load—wires must survive a fault condition.
  • 💡When parallel connecting batteries, use identical batteries and equal-length cables to each battery.
  • 💡Consider lithium self-heating batteries for cold-climate installations where heating enclosure isn`t practical.
  • 💡Monitor cell balance monthly—diverging cells indicate problems that worsen over time.
  • 💡For solar systems, size battery bank to absorb full solar production on a good day.
  • 💡Keep 10-20% reserve capacity—never design to use 100% of calculated capacity.

Frequently Asked Questions

Most off-grid homes need 10-30 kWh of battery storage depending on daily usage and autonomy requirements. For a typical home using 10 kWh/day with 2 days autonomy and LiFePO4 batteries (80% DOD), you need approximately 25 kWh of battery capacity. Using 5.12 kWh 48V batteries, this is 5 batteries.

Nina Bao
Written byNina BaoContent Writer
Updated January 5, 2026

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